Total & Permanent Disability Benefit

• This benefit provides extended coverage with an advance on your death benefit, 20% of which will be paid six months after the commencement of disability
• Should you suffer prolonged disability for more than 18 months, the remaining 80% of your death benefit will be advanced to you as well

• This benefit covers the occurrence of any one of the following; in which case the benefit will be paid immediately

- Loss of sight of both eyes; 

- Loss of any two limbs; or 

- Loss of sight of one eye and one limb