Bloomberg Businessweek
Financial Institution Awards 2023
Annuity Plan: Excellent Performance
10Life 5-Star Insurance Award
2025
5-Star Savings Insurance Award*
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Building a Blueprint for Wealth and Legacy
Preserving the Value of Your Family
In today’s ever-changing world, wealth management is more than just a skill—it is an art. Successful wealth management not only focuses on the present but also looks toward the future, ensuring the continuity of family values and the seamless transfer of wealth across generations.
Prosperous Infinity Saver (the “Plan”) offers up to 10 policy currency options, Bonus Lock-in and Unlock Options, as well as the flexibility to convert Cash Values into “Lifetime Annuity” options. Centered on flexible wealth management solutions and legacy planning, the Plan also covers Policy-split Option, Policy-split Advance Instruction, Change of the Insured and/or the Policy Owner, 11 Death Benefit Settlement Options to help you personalize a comprehensive blueprint for your legacy. With this Plan, your wealth endures for generations to come, standing the test of time.
Stable Wealth Growth with Higher Potential Returns
Financial Flexibility
Spread Your Wealth Across Generations with Advance Planning
Worry-free Protections
- In addition to the Guaranteed Cash Value, the Plan offers non-guaranteed “Reversionary Bonus” and “Terminal Bonus”, providing to your insurance policy with enhanced potential investment returns
- A choice of up to 10 policy currencies#
- Currency Exchange Option
- Policy-split Option
- 12 Lifetime Annuity Options
- Bonus Lock-in Option
- Bonus Unlock Option
- Premium Holiday
- Flexible Cash Withdrawal
#MOP is for policy issued in Macau only.
- Mental Incapacity Advance Instruction Option
- Policy-split Advance Instruction Option
- Allows change of the Insured and / or the Policy Owner so as to pass on accumulated wealth to future generations
- Prior arrangement for the New Policy Owner and New Insured to ensure policy continuation
- 11 Death Benefit Settlement Options
- Waiver of Premium Benefit
*Source: 10Life Insurance Comparison Platform. Prosperous Infinity Saver has achieved 5-Star Savings Insurance Award (Retirement and Legacy) in 10Life 5-Star Insurance Award 2025 (As of 6 January 2025). For details, please visit www.10Life.com
Issue Age (At Last Birthday)
2-year premium-payment term:
Age 0-80
5-year premium-payment term:
Age 0-75
10-year premium-payment term:
Age 0-70
Age 0-80
5-year premium-payment term:
Age 0-75
10-year premium-payment term:
Age 0-70
Benefit Term
Whole of life
Premium Payment Term
2 Years / 5 Years / 10 Years
The above information contains general information of the Plan and is for reference only. It does not form part of the policy and does not contain the full terms of the policy. To understand the details, full terms and conditions of this Plan, please refer to the policy document for benefit coverage, exact terms and conditions and exclusions. The above information does not represent a contract between YF Life and anyone else.
The above information is intended to be distributed in Hong Kong / Macau only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance product of YF Life outside Hong Kong / Macau. If you are not currently in Hong Kong / Macau, YF Life will not be able to provide you with related products and offers.
You and other interested parties should seek independent financial, tax, legal advice. All case studies and other illustrations or examples given in the above information are for information and illustrative purposes and do not predict future performance. Although care is taken in preparing the above information, YF Life disclaims any express or implied warranty as to the accuracy of the content and any liability with respect to it. In the event of any conflict or inconsistency between the contents of the above information and the relevant policy contracts, the relevant policy contract shall prevail.
