TaxVantage Medical Plan

• The plan offers annual benefit limit up to HK$420,000, which will be refreshed annually with no Lifetime Benefit Limit

• All benefits are applicable worldwide (except for psychiatric treatment¹)
• Free choice of healthcare services providers²
• Free choice of ward class

• The plan covers the following medical benefit items:

- hospitalization and surgery fees

- day case procedure³

- outpatient care for pre- and post- Confinement / Day case procedure

- prescribed diagnostic imaging tests⁴, including CT, MRI, PET, PET-CT and PET-MRI

- non-surgical cancer treatments, including radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy

- psychiatric treatment¹

- lump sum benefit against medical negligence⁵

For your total peace of mind, the plan covers pre-existing conditions that the Policy Holder and/or Insured Person was not aware of and would not reasonably have been aware of at the time of taking up the plan, subject to the following policy year and reimbursement arrangement:

• Your TaxVantage Medical Plan premiums are tax deductible. For details of the tax deduction arrangement, please refer to the VHIS website of the government of the HKSAR at www.vhis.gov.hk/en/consumer_corner/tax-deduction.html

• You’re entitled to receive a free estimate of the claimable amount⁶ for any potential treatment or procedure before committing to it.