Choose Wisely, Live Freely: Medical Freedom As You Want It
With Hospital Benefits, you can choose from two basic plans for medical and hospitalization: E+ Medicare and Hospital Income Benefit. You can also opt for both Supplementary Major Medical Benefit and Extra Cancer Benefit together, or choose either one to attach to E+ Medicare, ensuring total peace of mind for yourself and your loved ones.
- Extensive Coverage: Comprehensive coverage and reimbursement of eligible hospitalization and medical expenses; 3 plan levels covering Ward, Semi-Private Room, and Standard Private Room
- Guaranteed Lifetime Coverage Until Age 100
- No Claim Bonus: Up to a maximum of 15%
- Optional Supplementary Benefits: Supplementary Major Medical Benefit; Extra Cancer Benefit
- Compensation of income loss during hospitalization
- Intensive Care: Double Support
- 24-hour Global Hospitalization
- If the actual hospitalization and medical expenses1 incurred are in excess of maximum benefit per disability covered by E+ Medicare, this supplementary benefit will reimburse eligible expenses up to HK$350,000 / MOP350,000
Notes:
1. Cancer Treatment Benefit, Renal Dialysis Benefit, Home Nursing Benefit and Pre- and Post-hospitalization / Surgery Out-patient Treatment Benefit are not included.
- This supplementary benefit is to provide adequate financial support for cancer therapy. A maximum reimbursement of eligible expenses per Cancer2 will be payable up to HK$2,000,000 / MOP2,000,0003
Notes:
2. Two or more Cancer diagnoses are considered as the same Cancer except where (i) the subsequent Cancer is of a different pathological and histological type (whether it occurs in the same or a different organ), and is not a Recurrence of any previously diagnosed Cancer and is first diagnosed at least 1 year after the date of first diagnosis of the immediate preceding Cancer, or (ii) the subsequent Cancer is a Recurrence of the Relevant Preceding, but has been first diagnosed after a 5 year Cancer Waiting Period from a previously diagnosed Cancer.3. The following are not included: 1) treatment undergone solely for complications and adverse effects of cancer treatment; 2) cost of surgical procedures except specifically covered; 3) room & board charges.
E+ Medicare / Supplementary Major Medical Benefit / Extra Cancer Benefit
Age 0 - 70
Hospital Income Benefit:
Plan 1: Age 0 - 65
Plan 2: Age 18 - 65
E+ Medicare / Supplementary Major Medical Benefit / Extra Cancer Benefit
To Age 100
Hospital Income Benefit:
To Age 75
E+ Medicare / Supplementary Major Medical Benefit/ Extra Cancer Benefit:
To Age 100
Hospital Income Benefit:
To Age 75