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Own the future with a difference - by creating an inheritance
The plan not only offers multiple policy currency exchange, flexible policy-split, bonus lock-in, premium holiday, and various advance instruction options, but also the freedom to convert the cash value into lifetime annuity income. What’s more, by taking out the plan as a way to transfer the accumulated wealth to your loved ones, you can build a legacy of wealth for yourself and your family and share your good fortune across the generations.
- In addition to the Guaranteed Cash Value, the plan offers non-guaranteed “Reversionary Bonus” and “Terminal Bonus”, providing to your insurance policy with enhanced potential investment returns
- A choice of up to 9 policy currencies
- Currency Exchange Option
- Policy-split Option
- 12 Lifetime Annuity Options
- Bonus Lock-in Option
- Premium Holiday
- Flexible Cash Withdrawal
- Mental Incapacity Advance Instruction Option
- Policy-split Advance Instruction Option
- Allows change of the Insured and / or the Policy Owner so as to pass on accumulated wealth to future generations
- Prior arrangement for the New Policy Owner and New Insured to ensure policy continuation
- Death Benefit Settlement Options
- Waiver of Premium Benefit
Age 0-80
5-year premium-payment term:
Age 0-75
10-year premium-payment term:
Age 0-70