YF Life Enhances "Prosperous Infinity Saver"

Building a Blueprint for Wealth Growth and Legacy

January 6, 2025

YF Life Insurance International Ltd. (“YF Life”) has announced significant enhancements to its flagship product, the Prosperous Infinity Saver (the “Plan”). These upgrades include increased in policy currency options to 10 currencies and a new Bonus Unlock Option, helping customers seize wealth growth opportunities and flexibility plan for future wealth growth and legacy blueprints.

In addition to USD, HKD, MOP, RMB, GBP, SGD, AUD, CAD, and CHF, this upgrade adds the EUR, providing up to 10 policy currency options. Starting from the first policy anniversary, policy owners can switch their policy currency to another of their choice. To further capitalize on investment opportunities, the Bonus Lock-in Option has been advanced to the 10th policy anniversary. This feature enables policy owner to transfer the latest cash value of their Reversionary Bonus and Terminal Bonus into a Bonus Lock-in Account, to earn interest at a non-guaranteed rate. Additionally, the newly introduced Bonus Unlock Option allows policy owners to transfer part or all of the latest value in the Locked-in account to Reversionary Bonus and Terminal Bonus one year after exercising the Bonus Lock-in Option. This flexibility enables them to adapt their strategy as needed and build a blueprint for a brighter future for themselves and their loved ones.

Ms. Jasmine Hui, Chief Proposition Officer at YF Life, said: "Achieving financial freedom and providing a better future life for future generation are the wishes of many people. YF Life has been carefully listening to customers’ needs, and deeply understanding that only a more comprehensive wealth management solution can give customers greater security. In view of this, we have specially optimized the Prosperous Infinity Saver to be defensive and offensive, so that even if customers are in an uncertain market environment, they can still flexibly plan their wealth and fulfill the YF Life brand promise of 'Own the Future.'"

The Prosperous Infinity Saver has been well received by market since its launch, with its high potential returns, legacy creation capabilities, and conversion to lifetime annuity options. With the aim to better meet policy owners' wealth management needs, upgrades and optimizations were rolled out. It offers a wide range of flexible wealth allocation arrangements, including 12 lifetime annuity options and policy-split options to pass on the policies to their loved ones, or map out their legacy planning. The Plan also provides a number of advance instructions and arrangements to help clients prepare for wealth transfer.

To support the upgrade of Prosperous Infinity Saver, from now until February 28, successful applicants will enjoy early bird offers, including (i) a total discount equivalent to up to 30% of the first-year premium, and (ii) up to 8% p.a. Preferential Interest Rate on Future Premium Deposits for the 1st policy year. For more details on Prosperous Infinity Saver and promotional offers, please visit www.yflife.com.

Remarks:

Please refer to the policy document and product brochure for benefit coverage, product details, exact terms and conditions and exclusions of Prosperous Infinity Saver. The above does not represent a contract between YF Life Insurance International Limited (“YF Life”) and any individual or organization. This press release is intended to be distributed in Hong Kong / Macau only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance product of YF Life outside Hong Kong / Macau. If you are not currently in Hong Kong / Macau, YF Life will not be able to provide you with related products and offers. In the event of any conflict or inconsistency between the contents of this press release and the relevant policy contracts, the relevant policy contract shall prevail.